Evaluation guide
Compare KYC APIs with an Integration Checklist
Evaluate request handling, identity-check outcomes, customer experience, and review handoffs before you commit to a KYC API.
Prepared by CirclesCheck · Updated . Product evaluation guidance; independent regulatory review is not claimed.
Separate the API contract from marketing
Inspect required fields, accepted document inputs, authentication, and actual response schemas. Run documented examples rather than assuming code snippets are interchangeable.
Test every outcome
Cover success, failure, review required, incomplete input, unavailable service, and retry. Connect each outcome to a clear customer or reviewer action.
Verify the data lifecycle
Confirm where submitted information goes, what is retained, and how deletion and exports work. Keep credentials in your server integration.
Count your expected usage
Estimate identity verification sessions separately from name screenings. Ask how retries, failed attempts, and additional checks are counted.
Keep a written evaluation
Save test results and assumptions, including the date of the commercial terms you compared. Verify any claims about other providers directly against their current documentation.
Evaluate the workflow
Use your organization's policy and applicable official guidance to decide the controls you need. This article describes a product evaluation workflow, rather than a regulatory determination.