Evaluation guide
AML Screening for a Small Customer Team
Understand the difference between a name check, a reviewed finding, and a monitored customer. Start with the workflow your team can actually operate.
Prepared by CirclesCheck · Updated . Product evaluation guidance; independent regulatory review is not claimed.
What a screening check tells you
A screening service compares customer identifiers with source records and returns potential matches. A similar name is evidence to investigate; it is not a final decision about the customer.
Build the review step first
Decide who will compare dates of birth, countries, aliases, and other available identifiers. Define the evidence and reason the reviewer should retain when classifying a finding.
Separate initial checks from monitoring
The initial check helps you evaluate a customer at a point in time. Recurring monitoring re-checks customers later. Estimate both types of screenings when choosing a plan.
Run a small evaluation
Use fictional or authorized test data that includes clear non-matches, known test matches, aliases, and incomplete records. Review failures separately from successful results with no matches.
Evaluate the workflow
Use your organization's policy and applicable official guidance to decide the controls you need. This article describes a product evaluation workflow, rather than a regulatory determination.